Updated with ATO Taxation Statistics 2023-24 data

How does your super compare?

Enter two details and see where you stand against every other Australian your age — then project your retirement. Built on official ATO, ABS and ASFA data.

You have more super than an estimated

27%

of men aged 35-39 in Australia.

Your $50,000 is below the typical balance for your age & gender
You

$50,000

Typical

$78,289

Average

$101,642

Median & average are exact figures from ATO Taxation Statistics 2023-24 (balances & income as at 30 June 2024). The percentile is an estimate modelled from those two values, not a precise ranking.

ATO Taxation Statistics 2023-24·17.9M super account holders·ASFA Retirement Standard, March 2026 quarter·Free · not financial advice

Plan & optimise

Make your money work harder

Interactive calculators for the big Australian money decisions.

Retirement

Am I on track?

Project your super to retirement and see the gap to a comfortable life.

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Deep dive

Superannuation — full

Rank your balance, project it to retirement, and see the gap to comfortable.

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Services Australia

Age Pension

How much Age Pension could you get? The income and assets tests, estimated.

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Most popular

Mortgage vs super vs shares

Where should your spare money go? The tax-adjusted answer.

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Retire early

FIRE calculator

When could you reach financial independence? Bridge the super gap.

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Home loans

Mortgage repayments

Your repayments, total interest, and the power of paying extra.

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Property

Rent vs buy

Who comes out ahead over time — buying, or renting and investing the difference?

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Negative gearing

Investment property

What a rental really costs you weekly after tax — and what negative gearing does.

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By state

Property vs shares

Buy a rental or invest in shares? A proper long-run comparison, broken down by state.

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5% deposit

First-home deposit & LMI

How big a deposit you need, the First Home Guarantee, and indicative LMI.

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FHSS

First Home Super Saver

Save your deposit inside super for the tax break — and what it's worth.

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50% discount

Capital gains tax

CGT on selling shares or property, including the 50% discount for 12+ months.

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Take-home

Budget your salary

Turn your pay into a monthly plan and see what saving grows into.

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Compound

Savings goal

How much to save each month — or how long — to hit your target.

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Real wage

Pay rise vs inflation

Did your raise beat inflation? Plus the tax on a bonus.

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Snowball/avalanche

Debt payoff planner

Snowball vs avalanche across your debts — the order, interest saved, and debt-free date.

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CCS

Childcare Subsidy

Estimate your CCS rate and what you'd pay out of pocket for childcare.

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Household

Couple take-home

Two incomes combined — household take-home, tax and the split.

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60+

Transition to retirement

The 60+ TTR strategy — sacrifice, draw a tax-free pension, bank the difference.

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ABN

Sole trader tax

Tax on business profit for ABN holders and contractors — plus GST and self-funded super.

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FTB + PLP

Family payments

Estimate Family Tax Benefit Part A & B and Parental Leave Pay.

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Free top-ups

Boost my super

Free government co-contributions, the spouse offset, and catch-up contributions.

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Super tax break

Salary sacrifice

How much tax does putting pre-tax pay into super save you?

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Home loans

Borrowing power

How much could you borrow, and what home price does that reach?

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All states

Stamp duty

The big upfront cost of buying — and how much it differs by state.

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2026-27

HECS / HELP

Your compulsory study-loan repayment on the new 2026-27 system.

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Compare yourself

See where you stand

How your income, wealth and tax stack up against the rest of Australia.