Super tax break

Salary sacrifice into super

Putting pre-tax pay into super is taxed at just 15%. See how much tax you'd save — and how much extra lands in your super.

Salary sacrifice into super
Super contributions are taxed at just 15% — see how much tax sacrificing saves you.

Sacrificing $6,000 a year saves you

$1,020

in tax a year — taxed at 15% in super instead of your 32% marginal rate.

Extra into super

$5,100

Your pay drops by

$4,080

…but super gains

$5,100

Concessional (pre-tax) contributions are taxed at 15% (30% if your income tops $250k). The money is locked in super until 60. Stay within the $30,000 annual cap (including employer super). A guide, not financial advice.